December – Financial Preparedness

As you approach the end of the year and the holiday season, it’s time to consider your finances.

Emergencies greatly affect our finances (just think back to 2020). Start preparing this month for financial emergencies in the future.

• Look over your current finances (debt, assets, investments, etc.).

• Make a plan to pay down debt and build up your emergency savings.

• Have items you can barter.

• Learn about financial scams and cyber threats to your finances.